Looking for a free or open-source alternative to YNAB? Ledgerlite Home is the closest direct swap — MIT-licensed source on GitHub, or a $15 one-time packaged install. Since you're already auditing what you pay YNAB every month, here are four more pay-once tools from the same catalog worth a look while you're at it — different jobs, same idea: buy the software once instead of renting it forever.
1. Ledgerlite Home — replaces YNAB
Local-first zero-based budgeting with CSV import, payee rules and net-worth tracking. $15 once vs YNAB's $14.99/mo. Free on GitHub, or the packaged installer on Whop.
See Ledgerlite Home → · Source on GitHub
2. Ledgerly — Expenses, budgets, multi-currency, recurring templates and in-browser receipt OCR — no cloud, no per-seat fee.
Replaces Expensify ($5/user/mo). $29 once. See Ledgerly →
3. Lessonforge — Self-hosted LMS with modules, quizzes, progress tracking and PDF certificates — payments run through your own Stripe.
Replaces Teachable ($39+/mo). $49 once. See Lessonforge →
4. Linkguard — Crawl your whole site for broken links and redirect chains, with scheduled re-checks and diffs.
Replaces Ahrefs Site Audit ($99+/mo). $24 once. See Linkguard →
5. Linkleaf — Self-hosted link-in-bio with themes, link scheduling, email capture & analytics — no monthly fee.
Replaces Linktree ($5–9/mo). $19 once. See Linkleaf →
Why this list is worth bookmarking
Every app above is a one-time purchase with MIT-licensed source, no accounts with us and no telemetry. None of them are trying to be the next YNAB — they're trying to be the last subscription you pay for that specific job.
Try Ledgerlite Home — $15, once
Local-first zero-based budgeting with CSV import, payee rules and net-worth tracking.