🏠 Ledgerlite Home
Envelope budgeting that lives on your computer, not a server you rent.
Ledgerlite Home at a glance
| Price | $15, once — no renewal |
| Replaces | YNAB at $14.99/mo — roughly $99 a year, every year |
| Type | Desktop app — runs offline |
| Platforms | Windows, macOS, Linux |
| Category | Productivity |
Ledgerlite Home features
💰 Zero-based budget
Assign every dollar of monthly income to a category envelope, with Income / Assigned / To-budget always in the header.
🪣 Rollover envelopes
Per-category toggle to reset monthly or carry unspent funds forward for sinking funds like Vacation or Car Repairs.
📥 CSV bank import
Fast manual entry plus CSV import of any bank export.
🗺️ Map columns once
Ledgerlite fingerprints each bank's header format and remembers your date/payee/amount mapping for next time.
🏷️ Payee rules
Rules like payee contains KROGER to Groceries apply automatically on every import, creatable inline while editing a transaction.
🟥 Over-budget warnings
Envelopes turn red the moment available drops below zero.
📊 Reports
Stacked spend-by-category bars for the last 6 months.
📈 Net worth
Manual account balances with debts negative and a snapshot line chart over time.
$15 once — that's the whole pricing page
YNAB charges $14.99/mo — roughly $99 a year, every year. Ledgerlite Home is a single payment, and it keeps working whether or not we ever sell another copy.
Or get Ledgerlite Home inside the full suite — every app in the catalog, currently $97 for the bundle. See the bundle →
Ledgerlite Home guides & pages
Honest answers
Is it really free on GitHub?
Yes — Ledgerlite Home is MIT-licensed at github.com/bensblueprints/budget-planner-personal-mvp. The $15 buys the packaged Windows installer; building from source is free.
Where does my financial data live?
In SQLite files under your OS user-data directory. No account, no cloud, no telemetry — copy the files to back up or move machines. Note there is no automatic bank sync; you import CSV exports.
Is this a subscription in disguise?
No. $15 once, own it forever, no renewal and nothing ever leaves your computer.