Pricing deep-dive · 2026

Renewcheck vs Rocket Money pricing (2026)

Renewcheck costs $15 once. Rocket Money charges $6–12/mo (Premium). Here is exactly what that difference compounds into.

The price anchor

RenewcheckRocket Money
Monthly$0 — no subscription$6–12/mo (Premium)
Annual$0 after purchase$96
5-year total$15$480
10-year total$15$960

Subscription figures from the vendor's published pricing ($6–12/mo (Premium), ~$96/yr); the Renewcheck column is the full price, paid once.

Break-even analysis

Two months of Rocket Money Premium costs more than Renewcheck does, once, forever.

  • After 1 year: Renewcheck has cost you $15 total — Rocket Money has cost $96.
  • After 3 years: Renewcheck is still $15 — the subscription is at $288.
  • After 5 years: Renewcheck is still $15 — the subscription is at $480.

What you get for $15 once

  • Add subscriptions manually. No bank link, no Plaid, no OAuth to a financial account — just name, price and renewal date.
  • Renewal countdown & reminders. Native OS notifications before a charge hits, with enough lead time to actually cancel.
  • Spend totals. Monthly and yearly totals calculated automatically as you add subscriptions.
  • Category breakdown. See spend by category — streaming, software, fitness, whatever you define.
  • Price-change history. Log a price bump when it happens and see the trend per subscription over time.
  • No renewal, ever. The license does not expire and there is no per-seat meter — $15 is the whole price.

Pricing questions

Is it really free on GitHub?

Yes — MIT source at github.com/bensblueprints/renewcheck-mvp. The $15 buys the packaged installer and updates.

Why manual entry instead of bank sync?

Because bank sync means handing a third party read access to your entire transaction history to solve a problem that's really just "remember these dates." If auto-detection from real transactions matters more to you than privacy, Rocket Money is the better fit.

Does it cancel subscriptions for me?

No — Renewcheck tracks and reminds; it doesn't call vendors on your behalf like Rocket Money's paid concierge service does.

How do reminders work?

Native OS notifications a configurable number of days before each renewal date.

Renewcheck — $15, one time

Or get Renewcheck plus every other app in the suite: the OneTimeSuite bundle is currently $97, one time.